Fixed rate accounts

Up to 4.36% AER (fixed)
Lock in a competitive guaranteed rate for a set term with our award winning, easy-to-open fixed rate savings accounts.
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Compare our fixed rate savings accounts

Providing guaranteed rates for a set term.

Fixed rate

Account
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Guaranteed rates, fixed over a set term

Our award-winning fixed rate personal savings accounts are the smart choice for savers. You'll know exactly how much interest you'll earn over a specific period of time and receive interest annually - and, of course, your eligible deposits with us are protected by the UK's deposit guarantee scheme.

All of our savings accounts can be opened and managed online in minutes - apply today and see how your savings can be more rewarding.

Is a fixed rate account right for you?

Consider whether locking your money away for a fixed term suits your goals.

A fixed rate account may be right for you if…
  • You want a guaranteed interest rate that won't change
  • You don't need access to the money for the fixed term
  • You only plan on making deposits within the first 14 days
  • You want FSCS protection up to £120,000
A fixed rate account may not be right for you if…
  • You want to make regular withdrawals during the term
  • You're likely to need access to your savings before the term ends
  • You want flexibility - consider an easy access account instead

Your savings are protected.

Eligible deposits with Hampshire Trust Bank are protected up to £120,000 per person by the Financial Services Compensation Scheme (FSCS). Joint accounts are protected up to £240,000
Learn more about FSCS protection
Award-winning savings

Recognised by the industry

Savings provider of the year

Savings provider of the year

Best fixed rate savings

Best fixed rate savings

Platinum trusted service

Platinum trusted service

5-star easy to open

5-star easy to open

Hampshire Trust Bank has achieved our highest rating for a second-year running, as they continue to make account opening as easy as possible for consumers.

Samantha Owens, Ratings and Personal Finance Manager at MoneyFacts