Easy access accounts

4.22% AER (variable)
Earn a competitive variable rate while keeping your savings within reach. Unlimited withdrawals, no notice periods and FSCS protection.
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Compare easy access accounts

Flexible, easy access accounts for your savings

Easy access

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Competitive rates with easy access to your savings

Our easy access savings accounts offer a consistently competitive variable rate without locking your money away. You’re able to make as many withdrawals as you like, pay in whenever it suits, and manage everything neatly online.

Our easy access accounts are easy to open and are FSCS protected. This means that eligible accounts are protected up to the value of £120,000 by the FSCS. This doubles to £240,000 for joint accounts.

Is an easy access account right for you?

Consider whether the flexibility of easy access matches your savings goals.

An easy access savings account may be right for you if...
  • You want unlimited, penalty-free withdrawals
  • You need access to your savings quickly
  • You want to regularly add money into the account
  • You want FSCS protection up to £120,000
An easy access savings account may not be right for you if…
  • You want a guaranteed fixed rate of interest
  • You don't need to access your savings for some time

Your savings are protected.

Eligible deposits with Hampshire Trust Bank are protected up to £120,000 per person by the Financial Services Compensation Scheme (FSCS). Joint accounts are protected up to £240,000.
Learn more about FSCS protection
Award-winning savings

Recognised by the industry

Savings provider of the year

Savings provider of the year

Platinum trusted service

Platinum trusted service

5-star easy to open

5-star easy to open

UK based support team

UK based support team

“Hampshire Trust Bank has achieved our highest rating for a second-year running, as they continue to make account opening as easy as possible for consumers.”

Samantha Owens, Ratings and Personal Finance Manager at MoneyFacts