We deliver creative deal structures to tight time frames and support businesses in acquisition, refinancing, cash-out and turnaround scenarios. We look to structure a deal that best utilises the businesses assets and maximises financial performance.
We offer sale and HP / leaseback and HP and lease:
Contact HTB’s Structured Asset Finance team on 020 7862 6262 or email us. We are open 9am to 5pm, Monday to Friday, excluding bank holidays.
Our structured asset refinance and secured loan solutions can assist:
Appetite guidance HTB look for strength in a proposal from the asset, financials and guarantor. If one of the three is weaker we would need the other two to be stronger. HTB will always want comfort with the asset and the LTV of the asset.*
We require the following information in order to make a credit decision:
Amount: £150k to £5m
Terms: 12 – 84 months
Repayment: Fully amortising
Rate: Start at 10%
LTV: Up to 80%
We will consider balloon and seasonal payments. In cases where property is taken as additional security, the customer will need to take independent legal advice. The property may be repossessed if they do not keep up with the repayments.
Amount: £150k to £2m
Terms: 12 – 84 months
Repayment: Fully amortising
Rate: Start at 10%
LTV: Up to 70% residential / Up to 60% commercial – first and second charge
We will consider balloon, and seasonal payments. In cases where property is taken as additional security, the customer will need to take independent legal advice. The property may be repossessed if they do not keep up with the repayments.
Contact HTB’s Structured Asset Finance team on 020 7862 6262 or email us. We are open 9am to 5pm, Monday to Friday, excluding bank holidays.
