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HTB / Business / Business Savings / SME Savings Accounts / Fixed Rate SME Accounts

Fixed rate SME savings accounts

Happy to let your money work harder over a fixed period?

Sit back and let your money work harder over a fixed period of time. Perfect for making the most of your businesses’ hard earned cash.

Fixed Rate SME Accounts - SME Savings Accounts - HTB
"We're proud to have received a Platinum Feefo Trusted Service Award in 2022, all thanks to our team of savings specialists."
Stuart Hulme , Director of Savings
Products
2 Year Business Bond (Issue 41)
Download Summary Box
  • AER
    1.30%
  • Gross
    1.30%
  • Min investment
    £5,000
  • Max investment
    £750,000
More details
  • Term
    2 years
  • Interest paid
    Annually
  • How to apply
    Online only
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £5,000 invested in this account would earn £130.85 interest by the end of the term
  • £100,000 invested in this account would earn £2,616.90 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

A bond is the right choice for you if you:
  •  do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
Download summary box
More details
1 Year Business Bond (Issue 49)
Download Summary Box
  • AER
    1.21%
  • Gross
    1.21%
  • Min investment
    £5,000
  • Max investment
    £750,000
More details
  • Term
    1 year
  • Interest paid
    Annually
  • How to apply
    Online only
  • Withdrawals
    Not permitted before maturity

What would the estimated balance be at the end of term based on two example deposit amounts?

  • £5,000 invested in this account would earn £60.50 interest by the end of the term
  • £100,000 invested in this account would earn £1,210.00 interest by the end of the term

These are indicative figures assuming annually compounded interest. You cannot withdraw money from your bond before the end of the term.

 

A bond is the right choice for you if you:
  • do not need to withdraw your money for the whole fixed term
  • want to know exactly how much interest you will earn
  • want an unlimited number of deposits for first 14 days
A bond is not the right choice for you if you:
  • want to make withdrawals during the fixed term
  • want to add more money to the account during the fixed term
Download summary box
More details
Fair Processing Notice
FAQs

  • We try to make everything as clear as possible, but sometimes it just isn’t. That’s why we’ve listed some of our most commonly asked questions with answers.

    Learn More
Financial Services Compensation Scheme (FSCS)

  • When you save with HTB you have the added peace of mind that comes from knowing your money is protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UKs deposit guarantee scheme.

    Any deposits you hold above the FSCS compensation limit are unlikely to be covered, unless under specific circumstances, as determined by the FSCS.

    Learn More
Terms explained

  • AER

    AER means Annual Equivalent Rate, which illustrates what the interest would be if it was compounded annually. We quote the AER on all of our accounts so that you can compare our products with other banks.

    Gross

    Gross is the interest rate without the deduction of income tax. This is the interest paid on your account.

    Variable

    Variable means that the rate could change across the time that your money is in your account, with given notice.

    Notice

    Notice is the designated number of days that you are requested to give notice before you can access the money in your account.

Proud of our achievements
Feefo Platinum (2022) - HTB
Moneynet Best Business Savings Provider (19/20/21/22) - HTB
Business Moneyfacts Best Business Fixed Account (17/18/19/20/21) - HTB
Don't want a fixed rate account?

Variable Rate SME Accounts

0.85%
Learn more
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